19 April 2021

HSBC UK confirms 95% mortgage guarantee scheme details

The product range includes mortgages fixed for two or five years, available to single or joint applicants, with the same rates whether taken out direct through our advisers or through a broker.

Product details:

  • 95% LTV 2 year fixed rate (£999 fee) – 3.99%
  • 95% LTV 2 year fixed rate feesaver – 4.29%
  • 95% LTV 5 year fixed rate (£999 fee) – 4.29%
  • 95% LTV 5 year fixed rate feesaver – 4.49%

Michelle Andrews, HSBC UK’s Head of Buying A Home said: “We have supported home buyers and the wider housing market throughout the pandemic and are excited to support the Mortgage Guarantee Scheme.

“After such a turbulent year it is great that this scheme will make a real difference in enabling first time buyers who didn’t think they would have a chance of getting a mortgage and home movers to get the keys to their new home.”

Media enquiries to:

Steve Gracey , HSBC UK Media Relations – steve.gracey@hsbc.com | 020 7991 4118

Email: UKPressOffice@hsbc.co.uk

Notes to Editors

The maximum loan size available through brokers is £500,000. For Direct customers it is currently £400,000, but will be increasing to £500,000 at a later date.

The requirements of the mortgage include:

  • This must be the only property that the mortgage applicant(s) own and will be their main residence;
  • The property is not a new build or part of a shared ownership or shared equity scheme.


HSBC UK serves around 14.5 million customers across the UK, supported by 32,000 colleagues. HSBC UK offers a complete range of retail banking and wealth management to personal and private banking customers, as well as commercial banking for small to medium businesses and large corporates.

HSBC Holdings plc

HSBC Holdings plc, the parent company of HSBC, is headquartered in London. HSBC serves customers worldwide from offices in 64 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa. With assets of US$2,984bn at 31 December 2020, HSBC is one of the world’s largest banking and financial services organisations.