14 September 2021

HSBC UK cuts rates across all LTV mortgages

HSBC UK has made a series of rate reductions across its mortgages, including some of its lowest ever rates for remortgages, the bank announced today.

Homeowners looking to remortgage their property can benefit from rates such as the 5 year fixed £999 fee at 60% LTV: 0.94%, with reductions of up to 15bps for fixed rate products, or up to 40bps on tracker options.

While those wishing to move home or take their first step on the property ladder can take advantage of discounts up to 20bps.

The mortgage rate changes include:

5 Year Fixed £999 fee at 60% LTV: 0.94%
2 Year Fixed no fee at 75% LTV: 1.29%
5 Year Fixed £999 fee at 75% LTV: 1.14%

2 Year Fixed, £999 fee, at 75% LTV: 0.99%
2 Year Fixed, £999 fee, at 85% LTV: 1.59%
2 Year Fixed, £999 fee, at 90% LTV: 1.94%

Existing HSBC UK mortgage customers will also benefit from reductions to this range to secure a highly competitive rate on their switch.

Michelle Andrews, HSBC UK’s Head of Buying a Home said: “Buying a home or remortgaging with us has never been cheaper.

“These cuts will make getting on to or moving up the property ladder more affordable, possibly being the difference in a home buyer being able to afford the property of their dreams.”

Media enquiries to:

Hannah Langston, HSBC UK Media Relations – hannah.langston@hsbc.com or UKPressOffice@hsbc.co.uk


HSBC UK serves around 14.5 million customers across the UK, supported by 32,000 colleagues. HSBC UK offers a complete range of retail banking and wealth management to personal and private banking customers, as well as commercial banking for small to medium businesses and large corporates.

HSBC Holdings plc

HSBC Holdings plc, the parent company of HSBC, is headquartered in London. HSBC serves customers worldwide from offices in 64 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa. With assets of US$2,976bn at 30 June 2021, HSBC is one of the world’s largest banking and financial services organisations.